Professional training in finance, taxation and NISM certification

NISUB Institute of Finance is an independent training institute and is not affiliated with, endorsed by, or an authorised training partner of NISM or SEBI. NISM certification exams are conducted only by NISM; candidates register and pay exam fees directly on the NISM website.

Last updated: 22 October 2026

This policy applies to all courses and programs offered by NISUB Institute of Finance. Please read it before making payment.

1. 100% advance payment. Admission to any course or batch is confirmed only after 100% of the course fee (plus GST) is paid in advance. Seats are limited and are reserved only on full payment.
2. No refund once paid. All fees, once paid, are non-refundable and non-transferable to another person, for any reason, including change of mind, missed sessions, personal or work schedule, or failure to appear for or pass the NISM exam.
3. If NISUB cancels a batch. If NISUB cancels a batch or is unable to conduct it, you may choose a full refund or a seat in the next available batch. If we reschedule sessions, missed sessions are repeated or recordings are shared.
4. NISM exam fees. NISM exam fees are paid directly to NISM and are governed only by NISM's own rules. NISUB does not collect or refund them.
5. Duplicate or excess payment. If you are charged twice or pay more than the listed fee by mistake, the extra amount is refunded to the original payment method within 7 to 10 working days of verification. Email info@nisubinstitute.in with payment proof.
6. Contact. NISUB Institute of Finance, Office No A404, Roongta Business Point, Kamatwada Rd, Trimurti Chowk, Nashik, Maharashtra, India 422010. Phone/WhatsApp: +91 93598 71661.

Last updated: 22 October 2026

By enrolling in any NISUB Institute of Finance course, you agree to these terms.

1. About us. NISUB Institute of Finance is an independent training institute based in Nashik, Maharashtra, run by Director Bhagyashri Ishwar Patil.
2. Nature of courses. Our courses are educational only. They are not investment, tax, legal or financial advice, and do not recommend any security, fund or product.
3. No affiliation. We are not affiliated with NISM, SEBI, AMFI, CBIC, the GST Council or the Income Tax Department. NISM certification is awarded only by NISM.
4. No guarantee. We do not guarantee exam results, jobs, registrations, clients, income or business success. Outcomes depend on your own effort and eligibility.
5. Fees and GST. All fees are as listed on the website, plus GST at the applicable rate. Fees must be paid in full before batch access unless an instalment plan is agreed in writing.
6. Access. Live Zoom links and study material are for the enrolled student only. Sharing links, recordings, PDFs, question banks or mock test access keys with others is not allowed and may lead to removal without refund.
7. Intellectual property. All notes, slides, question banks, mock tests and recordings belong to NISUB. You may use them for personal study only.
8. Recordings. Sessions may be recorded for teaching use. Your name or face may appear if your camera or chat is on.
9. Conduct. Respectful behaviour is expected in all sessions and groups. We may remove a participant who disrupts classes.
10. Schedule changes. We may change batch dates, timings or faculty with prior notice. See the Refund & Cancellation Policy for your options.
11. Business guidance. Practice-setup guidance (registrations, pricing, client onboarding) is general. You are responsible for meeting the licensing and regulatory rules that apply to your own business.
12. Limitation of liability. Our total liability for any claim is limited to the course fee you paid.
13. Governing law. These terms are governed by Indian law. Courts in Nashik, Maharashtra have jurisdiction.
14. Contact. info@nisubinstitute.in · +91 93598 71661 · Office No A404, Roongta Business Point, Kamatwada Rd, Trimurti Chowk, Nashik, Maharashtra, India 422010.

Last updated: 22 October 2026

This policy explains how NISUB Institute of Finance collects and uses your personal data, in line with India's Digital Personal Data Protection Act, 2023.

1. What we collect

• Name, phone/WhatsApp number, email, city
• Course enrolled, batch, payment details (transaction ID only; we do not store card or bank numbers)
• Attendance, test scores and session recordings

2. Why we use it

• To enroll you, share class links, material and updates
• To issue invoices and certificates of completion
• To send information about new batches and courses (you can opt out anytime)

3. Who we share it with

Only with service providers we need to run classes: payment gateway, Zoom, WhatsApp, email and hosting. We do not sell your data. We share data with authorities only when required by law.

4. How long we keep it

Course and payment records for 8 years for tax purposes. Marketing contacts until you ask us to stop.

5. Your rights

You can ask to see, correct or delete your data, or withdraw consent for marketing, by emailing info@nisubinstitute.in. We reply within 30 days.

6. Security

We use reasonable safeguards to protect your data. No online system is fully secure.

7. Grievance officer

Bhagyashri Ishwar Patil, NISUB Institute of Finance, Office No A404, Roongta Business Point, Kamatwada Rd, Trimurti Chowk, Nashik, Maharashtra, India 422010. Email: info@nisubinstitute.in. Phone: +91 93598 71661.